Last Modified: September 15, 2016


INTRODUCTION TO TERMS OF AGREEMENT ("the Website") is owned and operated by FBLAB, LLC.

	By using or visiting the Website and its associated products, software, applications (web applications and mobile applications), network connections, promotions, contests, and related content (collectively the "Services", singular or plural) FBLAB, LLC ("us", "we", "our") provides to you ("your", "user"), you signify your agreement to

		(1) this Privacy Policy ("Privacy Policy")

		(2) our Terms of Use,   found at

	These Terms or Use and our Privacy Policy constitute a legal agreement between you and FBLAB, LLC, and shall apply to your use of the Services, continuing after termination.


	We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website or Services. We have adopted this Privacy Policy ("Privacy Policy") to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties.

	This Privacy Policy, together with the Terms of Use posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities using or accessing or Website or Services, you may be required to agree to additional terms and conditions.

	We generally keep this Privacy Policy posted on the Website and you should review it frequently, as it may change from time to time without notice. Any changes will be effective immediately upon the posting of the revised Privacy Policy. WHEN YOU ACCESS OUR WEBSITE, YOU AGREE TO THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, OR TO ANY CHANGES WE MAY SUBSEQUENTLY MAKE, IMMEDIATELY STOP ACCESSING OR USING THE WEBSITE OR SERVICES.


	Our Website typically collects two kinds of information about you: (1) information that you provide which personally identifies you; and (2) information that does not personally identify you which we automatically collect when you visit our Website or that you provide us.

		(1)    Personally Identifiable Information: Our definition of personally identifiable information includes any information that may be used to specifically identify or contact you, such as your name, address, e-mail address, phone number, geographical location, state, and country, etc. As a general policy, to facilitate the use of the website and services, you must provide such personally identifiable information when registering.

		(2)    Non-Personal Information: Our definition of non-personal information is any information that does not personally identify you. Non-personal information can include certain personally identifiable information that has been de-identified; that is, information that has been rendered anonymous. We obtain non-personal information about you from information that you provide us, either separately or together with your personally identifiable information. We also automatically collect certain non-personal information from you when you access our Websites. This information can include, among other things, IP addresses, the type of browser you are using, the third party website from which your visit originated, the operating system you are using, your Internet service provider, the specific areas of the Website that you visit, and the duration of your visit.


	The personally identifiable information you submit to us will be used by us to:

	(1)    identify you as a Member;

	(2)    facilitate your access to Membership benefits;

	(3)    carry out your purchases on the Website and in the Services;

	(4)    provide customer service;

	(5)    promote our products and services;

	(6)    enforce the Terms of Use governing our Services;

	(7)    protect and maintain the integrity of our Services;

	(8)    personalize your use of the Services, such as providing custom content in the Services;

	(9)    improve the quality and functionality of our Service.

	We may share some or all of your personally identifiable information with:

	(1)    our third party vendors performing functions on our behalf (or on behalf of our affiliated companies) e.g., vendors that process credit card orders, and other companies who provide us marketing or promotional assistance, analyze our data, assist us with customer service, conduct quality assurance testing, to facilitate the creation of accounts, to provide account authentication and user verification services, to provide technical support, etc. Our vendors agree to use this information, and we share information with them, only to carry out our requests, and in a manner in agreement with this Privacy Policy. Except as provided in this Privacy Policy or our Terms of Use, your personally identifiable information will not be shared or sold to any third parties without your prior approval;

	(2)    the Internal Revenue Service and appropriate taxing authorities. If your prizes from Contests exceeds a certain threshold, in accordance with our interpretation of applicable law, we will disclose the amount of your earnings and other related information to the United States Internal Revenue Service;

	(3)    other users in order to enable intra-user communication within our Website and Services. We may also share information about the Contests in which you participate, including but your current score and position among Contest participants;

	(4)    third parties targeted by or involved in your usage of posting or sharing features on our Website or in the Services, including social networking sites. By choosing to utilize such features, you authorize us to share information about your use of the Service with these third parties;

	(5)    any third party with your consent.

	We use non-personal information in a variety of ways, including to help analyze site traffic, understand customer needs and trends, carry out targeted promotional activities, and to improve our services. We may use your non-personal information by itself or aggregate it with information we have obtained from others. We may share your non-personal information with our affiliated companies and third parties to achieve these objectives and others, but remember that aggregate information is anonymous information that does not personally identify you, and our affiliates will be required to honor this Privacy Policy.

	We reserve the right to disclose personal information that we believes, in good faith, is appropriate or necessary to enforce our Terms of Use, take precautions against liability or harm, to investigate and respond to third-party claims or allegations, to respond to a court orders or official requests, to protect the security or integrity of our Services the rights, property, or safety of us, our users or others.


	(1)    IP Addresses: An IP address is a number that is automatically assigned to your computer whenever you are surfing the Internet. When visitors request pages from our Websites, our servers typically log their IP addresses. We collect IP addresses for purposes of system administration, to report non-personal aggregate information to others, and to track the use of our Website. IP addresses are considered non-personal information and may also be shared as provided above. We reserve the right to use IP addresses and any personally identifiable information to identify a visitor when we feel it is necessary to enforce compliance with our Website rules or to: (a) fulfill a government request; (b) conform with the requirements of the law or legal process; (c) protect or defend our legal rights or property, our Website, or other users; or (d) in an emergency to protect the health and safety of our Website's users or the general public.

	(2)     Cookies: "Cookies" are small text files from a website that are stored on your hard drive. These text files make using our Website more convenient by, among other things, saving your passwords and preferences for you. Cookies themselves do not typically contain any personally identifiable information. We may analyze the information derived from these cookies and match this information with data provided by you.

	(3)    Email Communications: If you send us an email with questions or comments, we may use your personally identifiable information to respond to your questions or comments, and we may save your questions or comments for future reference. For security reasons, we do not recommend that you send non-public personal information, such as passwords, social security numbers, or bank account information, to us by email. We may send you email if you request a particular service or sign up for a feature that involves email communications, it relates to purchases you have made with us (e.g., product updates, customer support, etc.), we are sending you information about our other services, or you consented to being contacted by email for a particular purpose.

	(4)    Transfer of Assets: As we continue to develop our business, we may sell or purchase assets. If another entity acquires us or all (or substantially all) of our assets, the personally identifiable information and non-personal information we have about you will be transferred to and used by this acquiring entity. Also, if any bankruptcy or reorganization proceeding is brought by or against us, all such information may be considered an asset of ours and as such may be sold or transferred to third parties.

	(5)    Other: Notwithstanding anything herein to the contrary, we reserve the right to disclose any personally identifiable information or non-personal information about you if we are required to do so by law, with respect to copyright or other intellectual property infringement claims, or if we believe that such action is necessary to: (a) fulfill a government request; (b) conform with the requirements of the law or legal process; (c) protect or defend our legal rights or property, our Website, or other users; or (d) in an emergency to protect the health and safety of our Website's users or the general public.

	(6)    Public Forums: We may offer chat rooms, blogs, message boards, bulletin boards, or similar public forums where you and other users of our Websites can communicate. The protections described in this Privacy Policy do not apply when you provide information (including personal information) in connection with your use of these public forums. We may use personally identifiable information and non-personal information about you to identify you with a posting in a public forum. Any information you share in a public forum is public information and may be seen or collected by anyone who has been granted access to that session as a participant. We are not responsible for events arising from the distribution of any information you choose to publicly post or share through our Websites.

	(7)    Keeping Your Information Secure: We have implemented security measures we consider reasonable and appropriate to protect against the loss, misuse and alteration of the information under our control. Please be advised, however, that while we strive to protect your personally identifiable information and privacy, we cannot guarantee or warrant the security of any information you disclose or transmit to us online or that you share during a session and are not responsible for the theft, destruction, or inadvertent disclosure of your personally identifiable information.


	 You may contact us as provided below if: (a) you have questions or comments about our Privacy Policy; (b) wish to make corrections to any personally identifiable information you have provided; or (c) want to opt-out from receiving future promotional correspondence, including emails, from us or our affiliated companies;


		4507 N. Ravenswood Avenue

		Suite 102

		Chicago, IL 60640